Christmas Account

Christmas Account

Christmas Account: This is opened by those who want to save certain amount of money regularly for a certain period of time and earn higher interest rate towards Christmas festival. Fixed amount is deposited daily or every week or a month for a specified period and the total amount is repaid with interest at the end the year. No withdrawal is allowed until maturity.


  • Minimum operating balance of GH¢ 10
  • Interest rate of 8% p/a
  • Electronic Banking (Alerts and Mobile Banking)
  • No Account maintenance fees
  • Access to Mobile Banking services
  • No withdrawal is allowed until maturity.


  • Must be 18 years and above
  • Two passport pictures
  • Valid national ID card
  • Proof of residence - utility bill
  • Residence/work permit (for non-Ghanaians)
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